Physicians Indemnity RRG recognizes the importance of respecting and maintaining the privacy of our applicants and members. In the course of providing you with a wide array of services designed to fulfill your insurance needs, it is necessary for us to gather information about you. We assure you that we will take all reasonably available steps to safeguard all such information of a confidential nature. Physicians Indemnity will not disclose or use the information except as outlined in this statement.
Although Physicians Indemnity RRG has procedures and technologies in place to protect against unauthorized disclosure of confidential information, because of the current regulatory climate surrounding use of the Internet, as well as the possibility of unintended disclosures caused by third-party negligence or malfeasance, Physicians Indemnity cannot guarantee that information posted on this site will remain confidential at all times. In addition, to the extent you provide or access information on Physicians Indemnity RRG through the use of a password, we encourage you to keep your password confidential and secure, as we cannot be responsible for acts resulting from the unauthorized use of your password.
We must sometimes ask our members for medical information protected by the Health Information Portability and Accountability Act (HIPAA). Our applications, for example, ask for information regarding any claims made against you in the past, and our Claims staff may need medical information to provide claims service; our Risk Managers may also need medical information to assist you. Some of this information will be protected by HIPAA. We have provisions in each of our policies that confirm we will keep the protected information confidential as required by HIPAA. This is referred to as a “Business Associate Agreement,” which simply means that persons sharing protected information in the course of authorized business will do so in compliance with the requirements of HIPAA.
We will not intentionally disclose any information of a confidential or sensitive nature unless you authorize us to disclose the information or we are required to disclose the information pursuant to a court order or request from law enforcement or regulatory officials. By utilizing this site, you agree to the terms and conditions of this privacy statement and authorize Physicians Indemnity RRG to collect information about you as outlined above and to use the information for our internal needs relating to your application for coverage or policies of insurance with Physicians Indemnity RRG. In addition, by using this site, you agree to hold Physicians Indemnity RRG harmless for any liability or damage arising from disclosure of confidential information gathered in connection with your use of this site.
Physicians Indemnity RRG strives to ensure that information contained on our website is current, accurate, and reliable. Factors beyond our control, however, preclude us from any offer of any warranty or guarantee of any nature concerning the accuracy or reliability of any information contained on our Web site.
Physicians Indemnity’s website is intended to serve as a resource to physicians and other persons interested in professional liability insurance. Users of our website are warned that they rely on any information contained on the website at their own risk.
All policy provisions are subject to underwriting approval. Information on this website should not be construed as a coverage interpretation of the policy in whole or in part. Any actual coverage determination is subject to all of the terms and conditions of the actual policy, endorsements, application, and any actual claims.