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  • Policy Features
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  • Why Doctors' ARMOR?
  • Coverage (Policy Features)

Coverage and Policy Features

Policy Features Include:

  • Claims-Made
  • Non-Assessable Policy
  • Prior Acts Coverage (Retroactive) Available
  • Ancillary Employee Coverage
  • Locum Tenens coverage (30 days)
  • Free Unlimited Extended Reporting Period Endorsement (Tail Coverage)
    • Death
    • Disability
    • Full Retirement

Coverage Map:

coverage map

Coverage Limits Available:

  • $100,000 per claim / $300,000 annual aggregate
  • $250,000 per claim / $750,000 annual aggregate
  • $500,000 per claim / $1,500,000 annual aggregate
  • $1,000,000 per claim / $3,000,000 annual aggregate

Endorsements Available:

  • Limited Practice Hours (Part-Time)
  • Medical Director
  • Surgical Center
  • Slot Program
  • Termed Insureds and Extenders

Discounts Available Include:

  • Board Certified
  • New to Practice
  • Renewals
  • Limited Practice Hours (Part-Time)
  • Florida Medical Society Member
  • Claims-Free

Discounts (continued):

  • Group Practice
  • Risk Management
  • NICA Enrollment
  • One-Time Capital Contribution
  • Indemnity Only (Deductible)